Child Maintenance and Other Payments Bill: Disclosure of Information to Credit Reference Agencies - exploratory analysis
Working Paper No. 44
by Karl Olsen, Paul Nash (DWP) Julian Rimmer (Experian)
The Child Maintenance and Other Payments Bill, published in June 2007, contains measures to reform the policy and delivery of child maintenance in the UK, establishing the Child Maintenance and Enforcement Commission (C-MEC) a Non-Departmental Public Body to replace the Child Support Agency (CSA) simplifying the way maintenance is calculated and providing tougher enforcement powers to collect maintenance.
This paper examines the feasibility of sharing child maintenance payments with Credit Reference Agencies (CRA) to provide additional incentives to non resident parents to meet their legal obligation. Firstly child maintenance compliance and compliance with financial products (such as bank loans or credit cards) is examined before looking in more detail at customers credit history when they have and do not have arrears registered.
January 2008
ISBN 978 1 84712 328 2
(942 KB)